If you’re facing the foreclosure of your Charlotte home, then one of the safest options you have is to sell your home before the foreclosure date. This will provide you with the money necessary to cover your back mortgage payments. Not to mention that a foreclosure will result in your lender taking your home in order to sell, which can do substantial damage to your credit.
When it comes to selling a home facing foreclosure, or any other reason for that matter, you have two main options.
You can turn to a real estate agent or you can turn to a cash home buyer, such as CLT Home Solutions. The following are the differences between real estate agents and cash home buyers:
Cash Home Buyers vs. Real Estate Agents
A real estate agent will help you to prepare your Charlotte, NC area home for sale and will offer numerous services – from helping you to price your property to marketing it via online listings and open houses. They can also help you find buyers for your home.
The problem with using a real estate agent is that they take a percentage of your resell price, not to mention that there is no guarantee that your home will sell. Not only could it end up sitting on the market for months, but the closing process could end up taking too long either – and you can’t go past your foreclosure date, after all.
What you may be able to do to speed up the sale of your house is to hold a short sale. You’ll need permission from your lender to do this. A short sale means that you’ll put the house up for less than what it’s worth. Lenders are often willing to take a hit on the value of the house because it will still save them on the cost of foreclosing the property.
How Are They Different?
Instead of going through a real estate agent to try and sell your house, you can also turn to a cash home buyer. Cash home buyers (you know, those companies with a sign on the street corner reading “We’ll buy your house for cash!) will give you a cash offer for your Charlotte property that you can take or leave.
Although some homeowners are wary of cash home buyers, choosing to skip the real estate listings and choosing to sell your house for cash fast has numerous benefits.
Here at CLT Home Solutions, we will provide you with a fair cash offer for your home no matter what condition it is in, which means that you won’t have to worry about spending additional money to fix it up like you would if you were to try to sell it through a real estate agent. By selling your house to us – or any other cash home buyer- you’ll guarantee that you won’t get your property foreclosed on.
Unlike typical real estate deals, there are no lengthy negotiation or closing periods when working with a cash home buyer. In fact, we can provide you with the agreed upon amount in cash within seven days.
We Buy Charlotte, NC Homes for Cash
A real estate agent can help you sell your Charlotte home, but there’s no guarantee that you’ll do so before the foreclosure date – and it can end up being more costly.
Contact CLT Home Solutions to receive a cash offer for your home and ensure you don’t miss out on selling your home today.